I can continue to receive Attendance Allowance if I'm in residing in a care home…
If you receive free personal care at home you are eligible for Attendance Allowance, however, if you are in a care home and receive free personal care payments you will no longer be eligible for Attendance Allowance after 28 days.
The good news is that free personal care can be claimed for anyone over the age of 65 and is not means tested. It is given to anyone assessed as needing personal care and how much wealth you have has no bearing on your ability to claim. The current benefit is *£174 per week (new rate from April 1, 2018) and is normally paid by the local authority directly to the care home.
In comparison, Attendance Allowance at the higher rate is *£85.60 per week (April 2018 - 2019), so it's definitely more valuable to forgo this to receive the free personal care contribution.
In addition to this, if you live in a care home and also require nursing care services then your local authority will pay *£79 per week (with effect from April 1, 2018) on your behalf directly to your care provider.
This can all get a little daunting. If you would like to talk through your, or a loved ones choices around all things Long Term Care related, then I’d be delighted to hear from you.