There are lots of circumstances and stages in life when it could be time to look for a suitable mortgage arrangement…and it can be a daunting process at any time!
You might be looking for your very first property having saved hard for your deposit – moving out of rented or shared accommodation, living with parents or it’s simply just the right time to take that leap of faith and enter the world of property ownership. Whatever the reason, we understand first time buyers need step by step help and support throughout the whole process.
You might be looking to move into a larger property to accommodate a growing family or be nearer a desirable school catchment area? Or you have had enough of tenement living, shared maintenance costs and now desire a house with a garden you can call your own…or following your dream of owning an idyllic country cottage?
It could be that your children have now flown the nest and your home is just too big so it’s time to downsize or perhaps an injury or ailment means you can no longer handle lots of stairs.
Not all applications are plain sailing – everyone’s circumstances, credit history and employment status are different and getting a mortgage isn’t as straight-forward as it once was. Luckily, we have years of experience dedicated to helping our diverse client base find the right mortgage for their needs and circumstances.