If you are coming to the end of your fixed/variable preferential mortgage rate or have already reverted to your lenders standard variable rate then it’s the perfect time to review your mortgage.
You may be simply looking for a better deal or perhaps you want to borrow for home improvements, debt consolidation, school fees or even to pay for a family event like a wedding by releasing funds from your mortgage. The good news is that most lenders offer a free valuation and re-mortgage legal work for you to switch to them, giving you more choice whilst saving you money.
We’ll save you time and work by searching the mortgage market to find the best solution based on your own personal circumstances.
Most of our clients have one of two priorities when they look to re-mortgage:
- Reducing their monthly mortgage payment to enjoy more disposable income each month
- Keeping their monthly mortgage payments the same but reducing their overall mortgage term, potentially saving thousands of pounds and paying off their mortgage debt earlier than planned.
We make it our business to find out your individual priority and ensure our advice reflects this.