In many cases the decision for a family member and loved one to receive or go into care is a difficult and sometimes upsetting one…there is a lot to think about and do and this may well become overwhelming. Where is the best place for that individual to receive the level of care they need? Will they get the treatment and care they deserve? Will they be happy there? Are they eligible for state benefits? How does the care system in Scotland work? What are the right questions to ask and where will the money come from to pay for it all?
It certainly wouldn’t be the choice of most families and individuals that virtually all of the estate is spent on care fees when that could potentially be avoided by seeking advice and guidance.
Penny Wotherspoon is PW & Partners Long Term Care expert having spent many years building up her knowledge and expertise in this highly specialised area which she is truly passionate about.
Penny understands that long term care is an especially sensitive area and so works closely with the family of an individual in care - her main aim to ensure that anyone who has to enter into long term care has a fully considered set of options laid out. She firmly believes that this helps families make the right decisions about money, ensuring financial security and peace of mind for the individuals or families concerned, whether they receive care at home or in a residential care home.
More about Penny Wotherspoon
Penny is now widely regarded by many as a go-to specialist in the field of long term care - working closely with Powers of Attorney (POA), families, solicitors and the local authority to find solutions when planning for the longer term cost of care. She also pays careful consideration to Trust* & Estate Planning – striving to mitigate Inheritance Tax (IHT) wherever possible by recommending the best products and strategies available.
*Trusts are not regulated by the Financial Conduct Authority.
Long Term Care Expertise…
*Trusts are not regulated by the Financial Conduct Authority
Penny can help you understand and talk through...
* Trusts are not regulated by the Financial Conduct Authority.
** Please note that advice given in relation to a Power of Attorney or being a Guardian will involve the referral to a service that is separate and distinct to those offered by St. James's Place.